✓ Source-backed learning15 min
Intermediate • 15 minQuestions to ask before buying insurance
A short practical lesson with clear steps, a trusted reference and an action you can take today.
Do not compare only the premium
Understand coverage, exclusions, waiting periods, claims and policy wording.
Questions to ask
- What is covered?
- What is excluded?
- What documents are needed for a claim?
- Is there a waiting period?
- What are the renewal or surrender rules?
Read the official policy document before deciding.
Official / trusted referenceLearning content is general financial education, not individualized advice.
Action for Today
If you have a policy, make separate notes for coverage and exclusions.