Aarthik Patrika News Desk
News Desk
Editorial oversight, sourcing and corrections for Aarthik Patrika.
Articles
How to verify a digital wallet or payment service before using it
Before keeping money in a new wallet or submitting KYC details, verify the provider against Nepal Rastra Bank’s licensed PSO/PSP lists.
How to check whether a bank or financial institution is licensed in Nepal
Before depositing a large amount, borrowing or using a financial institution, verify that the institution appears on Nepal Rastra Bank’s official licensed BFI list.
How to complain about a bank or financial service: understanding the NRB process
A practical guide to the complaint path when a problem with a bank, financial institution, payment service provider, money changer or remittance company is not resolved.
How to register a securities-market complaint with SEBON
SEBON provides an online grievance form and complaint-status facility for securities-market complaints, grievances and suggestions.
How much of a bank deposit is protected in Nepal? Understanding the Rs 500,000 guarantee
Nepal’s Deposit & Credit Guarantee Fund says eligible deposits of natural persons are protected up to Rs 500,000 per depositor per member institution, combining savings and fixed deposits.
Making an insurance claim in Nepal: a simple notification and document checklist
Nepal Insurance Authority guidance emphasizes promptly notifying the insurer after a loss and submitting the required claim information and supporting documents.
What is SME credit guarantee in Nepal, and what does “guarantee” actually mean?
DCGF’s SME Credit Guarantee scheme covers qualifying SME loans issued by member institutions under defined conditions; it is not a waiver of the borrower’s repayment obligation or automatic loan approval.
Do not compare bank loans by interest rate alone: 7 questions about total borrowing cost
A useful loan comparison considers fixed or variable pricing, benchmarks, fees, insurance, prepayment terms, EMI changes and total loan duration—not only the headline rate.
What should you check before trusting an investment “tip” or social-media claim?
Before acting on an investment claim, check the source, regulation, risk, return promises and your own goals; SEBON investor education emphasizes informed decisions and reducing vulnerability to fraud.
Eight basic habits to reduce online financial fraud risk
Protecting OTPs and passwords, checking links and resisting urgent payment pressure are basic digital-finance safety habits.
What is monetary policy and how should readers interpret Nepal’s 2083/84 policy?
Monetary policy is more than an interest-rate headline; it covers the central bank’s direction on money, credit, liquidity and financial stability.
Personal PAN and Business PAN in Nepal: what to understand first
For PAN or VAT registration, use the Inland Revenue Department Taxpayer Portal and official FAQs rather than relying on old social-media checklists.
How to understand investment risk and diversification before investing
Before chasing potential returns, understand risk, time horizon, liquidity and diversification as basic investor disciplines.
Why make a budget? A simple way to give your money direction
A budget is not a list of restrictions; it is a map connecting income, essential spending, savings and goals.
How changing interest rates affect loans, EMIs and savings
Interest-rate news is more useful when you connect it with whether a loan is fixed or variable, how sensitive the EMI is and how deposit returns may change.
Why small businesses should watch cash flow before profit
A business can show a profit on paper yet struggle to pay salaries, rent, taxes or loan installments if customer payments arrive late.
How should a household budget change when inflation rises?
National inflation is an average; the price pressure a household actually feels depends on where its own spending has increased.
What do Buy, Sell and Unit mean in NRB foreign exchange rates?
When reading NRB foreign exchange rates, check the currency unit as well as the buy and sell rates and the central bank’s note about market quotes.